IT Professional
Fowler Penfold Professional Risks are specialists in a variety of professional areas including IT professionals.
We understand that experience counts for a lot, which is why we only use reputable and established insurers to place your Professional Indemnity. Our panel of underwriters have specialist knowledge of the IT industry. They understand the specific risks you face, and have built a policy that protects you from them.
You may need Professional Indemnity Insurance if:
- You provide an advisory service to clients
- Your client requires you to handle data belonging to them
- You are responsible for a client's intellectual property
- You offer a professional service and could be challenged on your work.
Why choose Fowler Penfold?
The policy includes cover for:
- Negligence Any business providing consultancy services is vulnerable to claims of negligence. Professional indemnity insurance will help protect you if a claim is brought against you, whether or not it is founded.
- Loss of professional documents data and documents belonging to a client or business are covered if they accidentally go missing, are damaged or are destroyed whilst in your care.
- Broader definitions for broader protection Software can be recognised as both the supply of a service or of goods, so Hiscox cover you for claims against both interpretations.
- Infringement of intellectual property Software copyright and trademark issues can be highly complex, so Hiscox cover you in the event that you make a mistake regarding these issues while working for your clients.
- Supply of deliverables You can be safe in the knowledge that you are covered if a client challenges your delivery of software or hardware.
Our team of experts will guide you through the small print and tell you exactly what you need to know. We will give you straight forward advice and risk management tips on all aspects of your commercial insurance portfolio.
We are also a truly independent broker. We are not tied down to any one insurer which means we can operate with only your best interests at heart.
If you would like some impartial advise or to get a quotation, please contact one of our Risk Managers on 0845 172 8083 or email nshelley@aoig.co.uk.